How to get a better deal on a home loan

We just did a great article detailing steps you can take that will help you get a better deal on your home loan.

You can check it out on WikiHow using this link, http://wiki.ehow.com/Get-a-Better-Deal-on-a-Home-Loan.

The folks of TeamResults, really enjoy this site. There is so much to learn and the step by step processes make it easy to understand a concept or idea without having to read pages and pages of mumbo-jumbo <-- Real Word!

Please check it out in your spare time and remeber to search for TeamResults' Articles and posts.

C U in CyberSpace,


-The Staff

You can't afford to buy

It is reported today that fewer households are able to afford homes in
California.




Using a benchmark set in 1989, housing affordability sunk to 12%.
Affordability was at an all time low since 1989, the last major housing
boom.




A quoted source for the Long
Beach Press-Telegram said, "affordability is hitting a record low
during a year when we expect to post a record high for homesales and a
record high for home price".




Statewide, the median home price according to the California
Association of Realtors is $568,890 which using stardard qualifying
criteria, would require an income of $133,800 based on a 30 year loan
at 5.87% and a 20% down payment, approximately $113,760.




According to the Los Angeles Times
in another report today, Angelo Mozilo,
CEO of Countrywide Financial Group was interviewed for Bloomberg news and said, " I
don't see a substantial discount". Referring to single family home
prices. Angelo continued with, "You could see substantial reduction in
values in the condo market in areas of high speculation such as Broward
and Dade counties in Florida and Las Vegas, you could have 20%
reduction.

---

John W.
TeamResults@century21.com

Getting to Market

Most people begin the task of readying their home for sale about the
same time they start thinking seriously about moving. It can take
weeks or even months to find that perfect fit and during that time
you can work to bring your current house to showcase condition.

But what if you weren't planning to move? Instead you happened to
come across that ideal house at the right price in the perfect
location. A friend knew it would be right for you. Or you've been
watching that one property and now there is a For Sale sign in the
lawn. You'd be a fool not to jump at the opportunity, even if you
weren't expecting to be in the market.

The only problem is now you've got to get your house ready to list
and sell in record time. There's no time for major updates or even
significant painting. Instead, focus on these key areas.

- Rule number one is to get rid of the clutter. Donate it, sell it or
just box it and store it. Above all you want the home to be organized
and clutter free.

- Break out the cleaning supplies. If you don't have time to paint
and make major updates, make the house as clean as possible. Even if
a home or a few rooms are outdated, a clean home will give a good
impression. Remember to make time to clean things like refrigerators,
laundry rooms, cabinets, drawers and especially bathrooms.

- If there is no time to paint a whole room, try to rid marks on
walls with a good cleaning or a light touch up with a paint brush.

- Let the light shine. A well-lit home is more appealing than a dim
and shadowy one. Clean the windows until they shine and make sure
room lighting is abundant, soft and cheery.

- Think about curb appeal. Make sure your lawn is mowed and all
landscaping is neat and tidy. Sweep walkways, decks, patios and the
like. If you need some color, add a few pots of splashy, seasonal annuals.

The days leading up to the sale are sure to be crammed full of
organizing and cleaning, but the end result is sure to be worth it.

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anyone know where I can find a car door?

I'm working on a little project, anyone know where I can find a front Driver's side door for a 2004 Toyota Corolla LE sedan?

Silver/Silver w/ black trim on the window

E-mail me results.john@verizon.net thanks folks!!!

John W.

Freddie Mac says rates are going up.

According to Freddie Mac, interest rates on a 30 year fixed home mortgage on friday were 5.91.

Anylists are saying yields on bonds are being pushed up by the Federal Reserve in response to "worsening inflation" from continued high energy prices.

Folks, we've said it before and we'll repeat it again - Interest rates will RISE.

If you don't want to relegate yourself to renting for the rest of your life, you must buy a home AS SOON AS YOU CAN AFFORD TO!

For questions about the real estate market in your neighborhood, e-mail TeamResults@Century21.com